Changelly, a leading instant cryptocurrency exchange, has published new research examining stablecoin usage across its platform during the first half of 2026. Based on anonymized transaction data, the analysis suggests crypto users are increasingly adopting distinct behavioral patterns around stablecoins rather than following a single investment approach.
The report identifies three primary user segments with markedly different trading habits, transaction sizes, and asset preferences, indicating that stablecoins are serving different roles across the crypto ecosystem.
There is no longer one type of stablecoin user
Instead of gradually increasing stablecoin usage, Changelly’s analysis reveals three distinct behavioral patterns among crypto users. The largest group, representing nearly half of all users, has never interacted with stablecoins, while up to 45% rely on them for almost every transaction. Only around 15% regularly move between stablecoins and other crypto assets.
Despite being the smallest segment, these mixed-asset users generated the highest platform activity, completing up to 6.2 times more transactions than users without stablecoin activity. Changelly’s stablecoin-heavy users followed the opposite pattern, executing fewer transactions but recording average transaction sizes up to 2.5x larger than the platform baseline.
Read more: cointelegraph.com
